WikiDeluxe Staff

Personal liability insurance covers you against any claims of injury or damage caused by you or your business. It protects your assets such as your house, car, and savings. You could also be sued for breach of contract. Personal liability insurance will protect you from being sued for an accident or injury caused by you or your business. This insurance is very important for people who are starting their own business because it protects them from the very real possibility… Read More »Who and what does personal liability insurance cover?

Business liability insurance is a type of insurance you can buy to protect your business from claims that may be brought against you or your business. Business liability insurance covers your business from legal claims and lawsuits, as well as damages, fines, and judgments that may result from bodily injury, property damage, or other business-related incidents. For example, if you work in construction, someone could slip and fall on a wet floor because you didn’t put up any caution tape… Read More »What does business liability insurance cover?

An umbrella policy can be a good idea if you have a lot of assets or high net worth. It’s also a good idea if you have a high income and if you’re self-employed because your general liability insurance isn’t designed to protect your assets. In general, most people will qualify for personal umbrella insurance coverage. The only individuals who may not qualify for a personal umbrella policy include those who have a voluntary workers compensation policy or who have… Read More »Who qualifies for personal umbrella policy coverage?

When it comes to business insurance, it’s important to make sure you have all the basic types of insurance, but it’s also important to keep your business fresh. Continually work to add new things to your business and new offerings to your service so that you can always stay relevant to your customers. Liability insurance covers your legal responsibility to others for bodily injury or property damage. It also covers the cost of legal defense fees if you are sued.… Read More »What other kinds of business insurance do you need?

General liability insurance is a type of insurance that you purchase to protect yourself from any legal liability that may come up as a result of your business. You can get a general liability policy from your homeowners’ insurance or a private insurer like a specialized insurance company or an excess and surplus insurer. These policies typically cover bodily injury or property damage to a third party.

If you’re going to be doing business under an LLC, it’s important to consider getting general liability insurance. This type of insurance covers you if someone sues your company for things like bodily injury or property damage. General liability insurance is one of the most important types of insurance you can get as a small business owner. It protects you against a variety of losses, including bodily injury, property damage, and other losses. It also covers your business against claims… Read More »Should you get general liability insurance for your llc?