Liability insurance is the least expensive type of auto insurance. It covers you if you cause an accident and someone else is injured or their property is damaged. With liability insurance, you are responsible for the costs of any accident you cause, up to your insurance limit.
There are several different types of car insurance. There are liability, collision, comprehensive, and medical payments. Liability insurance covers you when you cause an accident and it pays for the damage you cause to another person’s property or vehicle. Collision covers damage to your car caused by an accident. Comprehensive covers damage caused by weather or a natural disaster.