There are six types of insurance companies, including Property/Casualty (P/C), Life/Health, Accident and Health, Health Maintenance Organization (HMO), and Property and Casualty (P&C). There are also three different business structures that insurance companies can take. These include non-profit, mutual, and stock.
Different insurance companies offer different types of policies. Some companies offer life insurance, others offer health insurance. Some companies offer both life and health insurance, while others offer disability insurance or even pet insurance.